About Us
A Legacy Built on Trust, Expertise
& Personalized Advisory Since 1979
For over four decades, SME Mumbai has been helping individuals, families, professionals
and businesses make informed decisions with confidence. Built on the principles, transparency
and long-term relationships, SME Mumbai represents two complementary ventures dedicated
to protecting wealth, creating growth opportunities, and building enduring assets.
Who We Are
SME Mumbai is the collective identity of SM Enterprises and SME IMF Pvt. Ltd., bringing together expertise across Insurance, Investment, Infrastructure, and Real Estate.
Established in 1979, our journey has evolved from a traditional advisory practice into an integrated platform offering customized solutions designed around each client's aspirations, risk appetite, and financial objectives.
Rather than offering standard products, we believe in understanding people, their goals, and their dreams—then creating personalized strategies that help them secure today, build tomorrow, and prosper always.
Our Ventures
Built on a legacy of trust since 1979, our ventures bring together decades of experience and expertise to meet the evolving needs
of individuals, families, and businesses through personalized solutions designed to protect, grow, and create lasting value.
i3 Power To You
Founded in 1979 as a proprietorship concern under the leadership of Mr. Mukesh Udani, SM Enterprises provides advisory services in insurance planning, investment solutions, wealth creation, infrastructure opportunities, and real estate-related investments.
With a client-centric approach and decades of market experience, SM Enterprises focuses on creating sustainable financial value while nurturing relationships that span generations.
One-Stop Insurance Solution
SME IMF Pvt. Ltd. is an Insurance Marketing Firm established to offer specialized insurance advisory and risk management solutions.
By partnering with leading insurers, SME IMF Pvt. Ltd. enables clients to compare, evaluate, and select insurance solutions best suited to their needs..
Our Journey Since 1979
What began as a focused initiative in financial services has steadily grown into an integrated advisory platform built around
our i3 philosophy—Insurance, Investment, and Infrastructure. Over the years, we have adapted to changing market landscapes while
remaining committed to the values that define us: trust, ethics, transparency, and personalized service.
Foundation of SM Enterprises
Established a trusted advisory practice focused on client-centric financial solutions. Built on integrity, personal attention and long-term customer relationships. Created the foundation for a legacy of trust and excellence that continues today.
Expanded Market Presence
Strengthened client relationships and broadened our presence across financial services. Deepened our advisory reach through consistent service and dependable guidance. Built stronger connections with individuals, families, businesses and corporates.
Diversification into Infra & Real Estate
Extended our advisory focus into infrastructure opportunities and real estate projects. Added new avenues for secure and long-term value creation to ensure strategic growth. Expanded our capabilities to serve evolving client aspirations.
Launch of SME IMF Pvt. Ltd.
Introduced specialized insurance solutions through our dedicated insurance marketing firm. Strengthened our ability to offer focused protection across life, health, and general insurance. Enhanced our commitment to personalized risk management and client security.
Integrated i3 Solutions
Delivering comprehensive Insurance, Investment, and Infrastructure expertise for every client. Combining experience, insight, and personalized advisory under one trusted platform. Continuing to help clients protect today, grow tomorrow, and build enduring value.
Our Vision
To empower individuals, families and businesses with financial security, sustainable growth and enduring value through trusted advisory.
Our Mission
Our mission is to deliver transparent, client-focused advisory services that create lasting and sustainable value through our Integrated i3 Approach.
Our i3 Approach
Insurance
Protecting what matters most.
Offering tailored life, health, and general insurance solutions designed to suit individual needsand is built to provide confidence and peace of mind.
Investment
Growing wealth with discipline.
Guiding clients through strategic planning and informed choices including mutual funds, SIPs and other opportunities focused on long-term value creation.
Infrastructure
Creating lasting value.
Identifying carefully selected infrastructure and real estate opportunities aligned with long-term growth and stability designed to build enduring assets.
Leadership
Mukesh Udani
Founder • Promoter • Director
Mr. Mukesh Udani is the driving force behind SME Mumbai and the founder of SM Enterprises.
With over four decades of experience in insurance, investments, and infrastructure advisory, he is respected for ethics, trust and personalized guidance.
Hanshika Udani
Director
Mrs. Hanshika Udani contributes to the strategic development and client engagement initiatives.
Her focus on service excellence, relationship management, and operational efficiency strengthens the organization’s commitment to delivering a seamless client journey consistently.
Rashmi Shah
Director
Mrs. Rashmi Shah brings valuable insights and a people-centric perspective to the company.
Her involvement supports the firm’s vision of nurturing trusted relationships and maintaining high standards of professionalism, responsiveness, and client care across every client interaction daily.
Our Core Values
Integrity
Responsible and ethical in every interaction.
Transparency
Providing honest advice and clear communication.
Commitment
Dedicated support throughout every stage of the client journey.
Client First
Understanding individual needs before recommend solutions.
Long-Term Vision
Building relationships and assets that create value for generations.